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Before you buy a property, we tell you what you need to know.

Buying in Miami-Dade or Broward: down payment help, what the listing doesn't say about each property, and what you can buy today. Free, with no credit impact.

There is down payment assistance in Miami‑Dade and Broward.

I want to see my programs

6 questions.

Official dataCity of Miami District 5

For the down payment, based on what you earn and what you are shortUp to $200,000

Only for homes up to $500,000 inside District 5 of the City of Miami. If you live in the home for 30 years, you do not pay it back.

Source: City of Miami · How it works

See what the listing doesn't say about the property you like.

I want to check a property

With a Zillow, Redfin or Realtor.com link, or the address.

Real caseA home in Hialeah

What the owner pays in property tax today$780 a year

What you would pay if you buy it: about$7,600 a year

The owner pays little because the law limits how much the tax can rise while they live there. When the home sells, that ends and the tax is based on the sale price. The math is ours, from its tax bill.

Source: Miami-Dade Property Appraiser

See which properties you can buy today. And if you can't yet, we build your plan.

I want to see what I can buy

5 questions.

Calculated exampleMiami-Dade, with $25,000 saved

Properties for sale within your reach today381 single-family home · 37 condos

Calculated with $25,000 saved, $5,000 a month before taxes, a credit score of 700–759 and no pre-approval letter. At that price (up to $180,000) you would pay up to $24,900 at signing (down payment plus closing costs, at the high end) and about $2,100 a month: 30-year FHA loan at 6.96% (average on November 2), with taxes and insurance. Each property adds its own maintenance fee on top, and the count already includes it.

Source: MIAMI REALTORS® data

Frequently asked

What people ask us most.

Read the buying guides
It depends on the price and your credit. With the government-backed low down payment loan, the down payment is 3.5% if your score is 580 or higher, and 10% if it's between 500 and 579. The costs of signing day come on top. With 5 questions we tell you how many properties for sale you can afford today, and what you would pay at signing. If you're short, we tell you by how much too.
It depends on how bad. With the government-backed low down payment loan, from 500 to 579 the down payment goes up to 10%, and with a score under 580 few lenders will lend to you. Tell us your credit in the 5 questions and we show you what is within reach today; if you're not there yet, we help you get ready.
Yes. The county, the state, several cities and some banks offer it, and each one has its own rules: income, property price, or not having owned a home in the last 3 years. Answer 6 questions and you see the list of the ones you could use.
About a property: the tax you would pay, not today's owner's; whether it pays a separate neighborhood fee; whether it's in a flood zone; and in buildings, the reserves, the inspection and the association. About you: which programs you could use and how many properties you can buy with your credit and savings.
Every day we count the properties for sale in Miami-Dade and Broward, with data from MIAMI REALTORS®, and we keep the ones that fit what you can pay each month: the loan, the taxes, the insurance and each property’s maintenance fee. Properties that do not publish their maintenance fee are not counted as within your reach. It's a count of what is within your reach, not a loan approval.
It's free and it doesn't affect your credit: we don't check your credit, we don't ask for your Social Security number and we don't access your bank accounts.
No. You see the result first. We only ask for your mobile number afterwards, if you want us to text you to talk.
Only if you ask for the call. You pick the time on screen and an agent from our team calls you from (786) 786-9111, with your result in front of them. You can tell us to stop whenever you want (reply STOP).
Nelson Paredes, REALTOR®, through One Stop Realty Center Inc, a licensed Florida broker, for buyers in Miami-Dade and Broward. We're not a bank or a home-search app: we don't make loans or sell homes ourselves. It's free and, if you want to move ahead, we handle it with you.

Whenever you want to move ahead, we handle it with you.