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See where I stand

Privacy Policy

See where I stand

Before you share a single number

Umbralio exists because the current system trades your data for commissions. We don't. Here is exactly what we collect, why, and what we will never do with it.

1. What data we collect

We only collect the numbers you give us to run your reality check:

  • Your full name
  • Your mobile number or email
  • The general ranges from your financial questionnaire

We do not ask for government ID numbers. We do not connect to your bank accounts. Your financial data stays between you and the tool.

2. How we use your data

Your numbers serve you, not us. We use them strictly to:

  • Build your personalized Miami reality check
  • Send you your results and your recovery plan
  • Connect you with Nelson Paredes or allied financial institutions (only if your numbers work out and you explicitly ask us to do so)

3. Who we share your data with

We do not sell, rent, or trade your data to third brokers or call centers. Period.

We only share information:

  • With trusted lenders or agents, strictly when you tell us you are ready to talk to them
  • With the secure cloud providers that keep this site running
  • If legally required by a court order

4. Data Security

We treat your financial reality with respect:

  • Your results are sent through private links that only you can access
  • Everything is encrypted from end to end (HTTPS/TLS)
  • Our databases isolate your records so no one else can see them

5. Your rights and your control

You hold the steering wheel. At any point, you can:

  • See it: Ask us for a copy of what you've submitted.
  • Fix it: Tell us if something changed or is wrong.
  • Wipe it: Tell us to delete everything, and we'll erase your footprint from our systems.

6. Cookies and analytics

We use standard tools like Google Analytics to measure performance and browsing behavior. They use cookies to see if the website is actually working, but they don't know who you are or what your financials look like.

7. Changes to this policy

If we change how we handle privacy, we'll update this page. By continuing to use Umbralio, you accept the latest version of these terms.

8. SMS & Mobile Data Compliance

No cold calls. No spam. Your phone number is never sold or shared with any third party or affiliate to market to you. Text messaging opt-in data and consent are strictly excluded from any sharing agreements. You can reply STOP at any time to opt out.

Your mobile information will not be sold or shared with third parties/affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.